ACA Open Enrollment Begins Amid Subsidy Uncertainty
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BTCCSquare news:
Open enrollment for 2026 health insurance coverage under the Affordable Care Act kicks off November 1, with a January 15 deadline. Those seeking coverage by January 1 must enroll by December 15. This year's enrollment period coincides with a federal government shutdown, where expanded ACA subsidies—critical for keeping premiums affordable—hang in the balance.
Enhanced premium tax credits, introduced under the American Rescue Plan and Inflation Reduction Act, face expiration at year-end. Without congressional action, premiums could more than double for millions. Experts advise comparing plans carefully and delaying enrollment until December if possible, pending clarity on subsidy extensions.
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